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family wallet · USD
Live · May 2026
May 2026 — Current Month
Income MAY 2026
$38,855
↑ 7.8% vs Apr
Best income month in 12 months
Expenses MAY 2026
$27,095
↓ 5.2% vs Apr
69.7% of monthly income
Savings MAY 2026
$11,760
↑ 58.2% vs Apr
30.3% savings rate 🔥 best month
Net Worth YTD 2026
$48,041
↑ 14.2% vs 2025 YTD
Jan–May 2026 accumulated
Year-over-Year Comparison
Total Income Growth 2024→2025
+$30,952
↑ 19.2% YoY
$161k → $192k full year
Expense Reduction 2024→2025
-$2,139
↓ 1.5% (improved)
$146k → $144k full year
Net Worth Growth 2024→2025
+$33,091
↑ 221% YoY
$14.9k → $48k full year
2026 YTD Income vs 2025 same period
+$5,589
↑ 3.2% YoY (Jan–May)
$172k → $178k same 5 months
2024 — Full Year Baseline
Total Income$161,005
Total Expenses$146,050
Net Savings$14,955
Savings Rate9.3%
Expense Ratio90.7%
Top ExpenseHousing $31,236
2025 — Full Year ↑ Best Year
Total Income$191,957 +19.2%
Total Expenses$143,911 ↓1.5%
Net Savings$48,046 +221%
Savings Rate25.0% +15.7pp
Expense Ratio74.9% ↓15.8pp
Top ExpenseHousing $24,664
2026 — Jan to May YTD ↑ On Track
Total Income$177,719 +3.2% vs '25
Total Expenses$129,678 ↓0.3% vs '25
Net Savings$48,041 +14.2% vs '25
Savings Rate27.0% +2pp vs '25
Expense Ratio73.0% ↓1.9pp vs '25
Top ExpenseHousing $22,589
12-Month Trend
Income vs Expenses vs Savings
Jun 2025 – May 2026 · Monthly
Savings Rate Trend
Monthly savings rate % over 12 months
May 2026 savings rate 30.3%
0%Target 30%50%
Year-over-Year Analysis
Annual Income, Expenses & Savings
2024 full year vs 2025 full year vs 2026 YTD (Jan–May)
Savings Rate by Year
Annual savings rate improvement
2024 savings rate
9.3%
2025 savings rate
25.0%
2026 YTD rate
27.0%
Spending Breakdown & Recent Activity
YTD Expense by Category
Jan–May 2026 · Total $129,678
Recent Transactions
May 2026 activity