Legal

Privacy Policy & Terms of Service

Effective 15 Mar 2026  ·  Last updated 20 Mar 2026

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Privacy Policy

Privacy Policy

Welcome to Clyra ("we," "our," or "us"). This page explains both our Privacy Policy and Terms of Service for our mobile application and related services (the "Service"). By using the Service, you agree to the terms on this page.

1. About the App

Clyra is a personal finance app that helps users record, organize, and review income and expense transactions. The app may also use AI assistance to help users prepare transaction drafts, summaries, and insights based on the information they enter.

2. Information We Collect

We collect only the information needed to provide and improve the Service.

Information you provide directly

  • Account details such as your email address or sign-in information
  • Transaction details you enter, such as amount, type, category, date, wallet, and notes
  • Messages or text you submit while using AI assistance
  • Support requests, feedback, or other communications you send to us

Information we do not collect from your device

At this time, we do not intentionally collect personal content or data directly from your device such as:

  • Contacts
  • Photos
  • Videos
  • Call logs
  • Text messages
  • Precise location
  • Microphone recordings
  • Files outside the app

unless you choose to provide information through the app yourself.

3. How We Use Your Information

We use your information to:

  • Create and manage your account
  • Store and display your transactions
  • Help you prepare transaction drafts using AI assistance
  • Provide summaries and insights within the app
  • Improve app performance, reliability, and user experience
  • Respond to support requests
  • Protect the Service from misuse
  • Comply with legal obligations

4. AI Assistance and Important Notice

Some app features use AI assistance to help interpret your input and prepare drafts, summaries, or suggestions.

These features are designed to support you, not replace your judgment.

Please note:

  • AI-generated results may sometimes be incomplete, inaccurate, delayed, or incorrectly categorized
  • You are responsible for reviewing and confirming information before saving or relying on it
  • The app does not provide financial, tax, accounting, investment, or legal advice
  • We do not guarantee that AI-generated outputs will always be correct, complete, or suitable for your personal decisions

Any transaction draft, summary, or suggestion should be checked by you before use.

5. How Your Information Is Stored

Your information is stored using secure cloud storage and related backend systems so that your data can be saved and made available to you across sessions and devices.

6. How We Share Information

We do not sell your personal data.

We do not make your personal financial data available to other users.

Your information is meant to be visible only to you, except in limited cases where it must be processed by trusted service providers that help us operate the app, or where disclosure is required by law.

7. Data Security

We use reasonable safeguards to help protect your information from unauthorized access, use, disclosure, or loss.

However, no method of storage or transmission is completely secure. While we work to protect your data, we cannot guarantee absolute security.

8. Data Retention

We keep your information only as long as needed to provide the Service, meet legal obligations, resolve disputes, and enforce our agreements.

If you delete your account or request deletion, we will delete or anonymize your information where reasonably possible, unless we are required to keep certain information for legal reasons.

9. Your Choices and Rights

Depending on where you live, you may have rights regarding your personal information, including the right to:

  • Access your data
  • Correct inaccurate data
  • Request deletion of your data
  • Object to or limit certain processing where allowed by law

To make a request, contact us at: support@dsquaredlabs.io

10. Children's Privacy

Our app is not intended to knowingly collect personal information from children in violation of applicable law.

If the app is made available in countries where some users in the target audience may be considered children, we will take appropriate steps to follow applicable child privacy and content requirements when the app is used by a child.

This may include:

  • Making sure content that could be seen by children is appropriate for them
  • Applying child-appropriate advertising rules if ads are introduced in the future
  • Following applicable laws and regulations related to children's privacy

Where required, we may either make the full app compliant for child use or apply child-specific protections when needed.

If you believe a child has provided personal information inappropriately, please contact us so we can review and take appropriate action.

11. Advertising

We do not use your personal financial data for advertising.

If advertising is introduced in the future, we may update this policy to explain how it works and what protections apply.

12. International Use

Your information may be processed and stored in locations outside your country, depending on the systems used to operate the Service.

By using the Service, you understand that your information may be processed in countries that may have different data protection laws than your own.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last Updated" date and, where appropriate, provide notice through the app or other reasonable means.


Terms of Service

Terms of Service

1. Use of the Service

You may use the Service only for lawful purposes and in accordance with these terms. You agree not to misuse the app or attempt to interfere with its normal operation.

2. User Account

  • You are responsible for maintaining the confidentiality of your account
  • You are responsible for all activities under your account
  • You must provide accurate information

3. User Data

You retain ownership of the data you enter into the app. We provide tools to store and display your data, but we do not take responsibility for how you use or interpret it.

4. AI Assistance Disclaimer

The app includes AI-powered features to assist with transaction creation, summaries, and insights.

  • AI outputs may be incorrect, incomplete, or misinterpreted
  • You must review and confirm all data before saving or relying on it
  • The Service does not provide financial, legal, tax, accounting, investment, or other professional advice

5. Limitation of Liability

We are not responsible for any loss, damage, cost, claim, or decision made based on the use of the app or AI-generated outputs. You use the Service at your own risk.

6. Service Availability

We do not guarantee that the Service will always be available, uninterrupted, secure, or error-free. Features may change, be limited, or be discontinued at any time.

7. Termination

We may suspend or terminate your access if you violate these terms or misuse the Service. You may stop using the Service at any time.

8. Changes to These Terms

We may update these terms from time to time. Continued use of the Service after an update means you accept the revised terms.

9. Contact

If you have questions about these terms or this page, please contact us at: support@dsquaredlabs.io